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Special Services

Automated Teller Machines (ATM)

For your convenience and safety, we have five drive-up ATM locations. Your money is available to you 24 hours a day, seven days a week at our ATM’s or any ATM bearing the CIRRUS symbol throughout the country. You may withdraw up to $300.00 per 24 hour period. Transactions at any other institution’s ATM are charged a $2.00 fee for withdrawals and a $0.50 fee for inquiries. Some ATM terminals assess separate fees, which you may be subject to pay.

  • ATM Locations
  • Main Office, Gilmer County Bank, Ellijay
  • Express Office, Gilmer County Bank, East Ellijay
  • South Main Street, Ellijay
  • Main Office, Appalachian Community Bank, Blairsville
  • Main Office, Appalachian Community Bank, Blue Ridge

Online Banking and Anytime Access

With Online Banking and Anytime Access, your information is available 24 hours a day! You can receive the following:

  • Current account activity
  • Interest earned year-to-date
  • Current interest rate for accounts
  • Retrieval of check copies
  • Date and amount of last/next loan payment
  • Information on bank services
  • And much more!

Mastermoney Card looks like a credit card but works like a check! Use your Mastermoney Card wherever MasterCard is accepted and have your purchase automatically deducted from your checking account. No more check writing hassles or approvals, it’s quick and easy! Apply for your convenient Mastermoney card now.

Bank By Mail

Bank By Mail makes banking as close as your mailbox! Enjoy the convenience of banking without a trip to the bank.

Our banks are designated depositories for Federal Withholding and Social Security Taxes.

Direct Deposit/Automatic Drafts

Now you can take that vacation without having to worry about a check or unpaid bill in your mailbox.

With the convenience of Direct Deposit you can have access to your money sooner. Have your payroll or Social Security check directly deposited into your account. It’s safe, simple, and worry-free.

Writing the same checks month after month getting you down? It may be possible for most of those bills to be automatically drafted from your account. May we suggest contacting your power, telephone, cable and internet providers, insurance companies, and water department? You will still receive the regular monthly statement from the companies, but without the hassle of writing a check.

Express Checks

Our in-house check printing service provides you with a lower cost alternative and faster delivery than previously available.

Safe Deposit Boxes

Safe Deposit Boxes provide a secure storage place for your valuables. Our vaults contain various size boxes to meet individual requirements. The annual rental fee is based on box size:

3 x 5 Safe Deposit Box (yearly) $15.00
3 x 10 Safe Deposit Box (yearly) $30.00
5 x 5 Safe Deposit Box (yearly) $27.50
5 x 10 Safe Deposit Box (yearly) $40.00
10 x 10 Safe Deposit Box (yearly) $80.00
Safe Deposit Box Key Replacement $50.00
Safe Deposit Box Emegency Opening $100.00

U.S. Savings Bonds

Let us assist you in ordering or redeeming U.S. Savings Bonds. As a registered agent with the U.S. Savings Bond program, we are happy to provide this service for you.

Enjoy the benefits of cash convenience and a credit card all in one! “The Hometown” Visa or MasterCard is accepted worldwide. With a “Hometown” card you will enjoy the benefits of a locally managed credit card program and receive cash back at the same time!

Wire Transfers

Need funds transferred from here to any location around the world? Contact our Wire Transfer Department for immediate transfer of funds.

Appalachian Bank Community Room

A spacious room overlooking the river is available for meetings and gatherings. The Community Room is available upon request and subject to availability. Also, non-profit organizations are invited to use our meeting room at no cost. When planning your next meeting call 706-276-8000.

Other Services

  • Account Reconciliation: $15.00/hour
  • Cashiers Checks: $5.00/check
  • Check Cashing: $3.00/check
  • Check Cashing Card(non-customer): $20.00/year
  • Checks Drawn on Insufficient Funds: $26.00/check
  • Collection Fee: $15.00
  • Dormant Account:
    • (No activity for 12 months) $5.00/month
    • (Up to 12 months/$60.00)
  • Money Order: $5.00
  • Research: $15.00/hour
  • Stop Payment: $20.00/check
  • Traveler’s Checks:
    • 1 Signature is 1% of amount purchased
    • 2 Signatures is 1.5% of amount purchased
  • Wire Transfers (Incoming and Outgoing)
    • $15.00 (Domestic)
    • $25.00 (Foreign)